Pay now without Registration/logging in!
*Disability Liability policies are not yet supported
Adding comprehensive EPLI coverage to an existing commercial package, BOP or workers’ comp policy protects small businesses from a wide range of costly employment-related claims.
Our EPLI coverage is comprehensive, affordable and can be automatically added onto qualified policies with no minimum premium.
Coverage includes full- and part-time employees, temporary and seasonal staff, independent contractors, and even volunteers.
Insured events cover everything from workplace discrimination and sexual harassment to wrongful infliction of emotional distress and defamation of character.
Workers' Compensation
Businessowners Policy (BOP)
Commercial Package
Cyber Insurance
General Liability
Commercial Auto
EPLI
Other Products
Our EPLI coverage is comprehensive, affordable and can be automatically added onto qualified policies with no minimum premium. EPLI-related underwriting rules are straightforward and easy for appointed agents to access and explain to policyholders. Coverage includes full- and part-time employees, temporary and seasonal staff, independent contractors, and even volunteers. Insured events cover everything from workplace discrimination and sexual harassment to wrongful infliction of emotional distress and defamation of character. The enhanced coverage option includes third party coverage the protects your commercial customer from discrimination or sexual harassment allegations from non-employees and punitive damages. An insured event includes:
AmTrust currently underwrites over 350 class codes, which makes us an ideal fit for a vast number of small businesses. While not all-inclusive, our EPLI coverage is particularly well suited for the following classes:
However, we generally avoid industries that have an especially high risk including financial service organizations, motion picture production offices, radio/TV stations and sales organizations. Focusing on a wide variety of low-risk businesses is in the interests of our agents, our policyholders and AmTrust as a whole. For our preferred classes, we strive to provide a policy that is priced in such a way that both the policyholders and our agents are satisfied. EPLI Coverage can be added to an AmTrust BOP, Commercial Package or Workers’ Compensation policy for eligible classes. A short form application must be completed for limits over $250,000 or Enhanced coverage. A long form application is required for applicants with over 100 full-time equivalent employees.
While access to EPLI coverage can be easier for larger corporations, AmTrust makes it affordable for small- and medium-sized businesses to enjoy the benefits of having an EPLI policy as well. Working with AmTrust agents to design the right EPLI policy for your business can do more than cover you for losses associated with employment-related claims. AmTrust's industry experience, dedicated agents, proven guidance, and convenient online tools and resources help bolster our policyholders' understanding of the best employment practices and procedures. With our support, you can take steps to reduce claims, litigation and losses surrounding poor employment practices.
If you are not a current AmTrust policyholder, use our easy online portal to request a quote, learn more or apply for EPLI coverage today. Our agents are always available to provide you with the information you need to protect your business and people.